Summary
Overview
Work History
Education
Skills
Certification
LANGUAGE
References
Affiliations
Timeline
Generic
AMAN DIXIT

AMAN DIXIT

Mandi

Summary

Dedicated risk management professional with expertise in addressing and mitigating enterprise risks. Skilled in developing comprehensive risk frameworks and ensuring compliance with regulations. Recognized for collaborative leadership and adaptability in dynamic environments. Proficient in strategic planning and thorough risk analysis. Experienced in identifying and evaluating potential risks, utilizing comprehensive strategies to safeguard assets and ensure regulatory compliance. Proven track record in managing operational and credit risk within financial environments. Strong analytical skills drive data-driven decision-making to enhance overall risk management strategies.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Chief Risk and Compliance Officer

Bank of Baroda Seychelles
10.2021 - Current
  • Reduced operational risks by implementing robust risk management frameworks and policies.
  • Conducted regular reviews of existing risk management practices, ensuring continuous improvement and adaptation to changing market conditions.
  • Optimized capital allocation decisions by providing insightful analysis on the organization''s risk exposure.
  • Enhanced financial stability by identifying potential risks and vulnerabilities within the organization.
  • Fostered strong relationships with regulators, auditors, and other external stakeholders through open communication and collaboration on risk-related matters.
  • Improved overall risk culture with targeted training programs for employees at all levels of the organization.
  • Represented organization at industry conferences and events.
  • Analyzed industry trends and tracked competitor activities to inform decision making.
  • Monitored key business risks and established risk management procedures.
  • Streamlined organizational processes by conducting thorough risk assessments and recommending improvements.
  • Drove innovation in risk management practices by exploring new tools, technologies, and methodologies to enhance the organization''s ability to identify and manage emerging risks.
  • Established effective communication channels between departments to proactively address emerging risks.
  • Evaluated third-party relationships to assess potential risks associated with outsourcing activities or partnerships.
  • Provided thought leadership on industry trends and best practices in risk management, positioning the organization as a leader in its field.
  • Led cross-functional teams in the development of enterprise-wide risk management initiatives, ensuring alignment with organizational objectives.
  • Presented risk-related findings to executive management and the board of directors, ensuring that key stakeholders are equipped with the information needed to make informed decisions.
  • Oversaw organization-wide banking function, challenging existing operational risk routines to improve identification, access control and incident reporting standards.
  • Manage organisations Key Risks (Operational Risk, Credit Risk, Market Risk and Pillar Two Risks)
  • Managed relationships with regulators, maintaining open lines of communication to ensure transparent operations.
  • Contributed towards reducing overall enterprise risk by consistently analyzing and refining the organization''s risk appetite and tolerance levels.
  • Promoted a culture of continuous improvement through ongoing evaluation and refinement of compliance program elements.
  • Collaborated with cross-functional teams to address compliance concerns, fostering a culture of shared responsibility.
  • Reduced the risk of financial penalties by conducting thorough internal audits on a regular basis.
  • Manage organisation’s AML/CFT Compliance Program
  • Train staff in Risk / AML/CFT Compliance

Industry Risk Analyst

Bank of Baroda India
03.2017 - 09.2021
  • Carried out Risk analysis of various industries
  • Carried out Portfolio review for our Bank
  • Fixing of Sectoral Caps and Exposure Management
  • Participated in industry conferences and events, expanding professional network and staying up-to-date on latest developments.
  • Contributed to business development efforts by identifying potential growth areas based on market trends and competitive landscape assessments.

Credit Analyst

Indian Overseas Bank
11.2015 - 02.2017
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Monitored credit accounts routinely to identify and mitigate issues and prevent losses.

Risk Manager

Corporation Bank
03.2012 - 10.2015
  • Conducted thorough analysis of historical data, helping identify patterns and trends in potential risks.
  • Conducted regular audits of existing policies and procedures, ensuring their continued effectiveness in addressing organizational goals related to mitigating risks.
  • Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
  • Developed strong relationships with internal stakeholders, promoting a culture of risk awareness and accountability.
  • Developed risk assessment matrices and templates to increase visibility of risks and facilitate decision making.
  • Conducted meetings and generated reporting to support risk monitoring and management.
  • Promoted a strong risk culture within the organization through effective communication of policies and procedures.
  • Enhanced operational risk management by implementing efficient processes and controls.
  • Analyzed data from various sources to identify patterns and trends in operational risks, developing targeted mitigation plans accordingly.

Assistant Service and Operations Manager

IDBI Bank
07.2009 - 03.2012
  • Managed daily branch activities for optimal performance, ensuring compliance with banking regulations.
  • Conducted regular audits to ensure adherence to internal policies and regulatory requirements, maintaining operational excellence.
  • Contributed to the achievement of financial targets by effectively managing budgets and controlling expenses within the branch.
  • Implemented effective sales strategies to increase product offerings and drive revenue growth.
  • Collaborated with bank management to develop strategic plans for business growth and expansion.
  • Reduced teller errors by implementing comprehensive cash handling training sessions.
  • Increased cross-selling opportunities by creating targeted marketing campaigns tailored towards existing clients'' needs.
  • Developed strong relationships with clients, providing exceptional service that retained their loyalty and trust.
  • Enhanced customer satisfaction by resolving complex issues and providing personalized solutions.

Education

MBA -

Himachal Pradesh University
Shimla, Himachal Pradesh

BBA -

Himachal Pradesh University
Shimla, Himachal Pradesh

Skills

  • Operational risk assessment
  • Credit risk analysis
  • Banking Operations management
  • Industry analysis and Portfolio Review
  • Operational risk management
  • Risk reporting
  • Enterprise risk management
  • Audit coordination
  • Data analytics
  • Stress testing
  • Liquidity risk management
  • Market risk management
  • Credit risk management
  • Portfolio management
  • Risk mitigation strategies
  • Disaster recovery
  • Leadership and people development
  • Excellent communication
  • Compliance monitoring
  • Document review
  • Auditing processes
  • Internal audits

Certification

Certified FRM, SCR, ACAMS

LANGUAGE

English
HINDI

References

Mathi Chakravarthi, CEO Bank of Baroda Seychelles, ce.seychelles@bankofbaroda.com,  Mobile: +248-2710239, L:4673901 PO Box 124 Bank of Baroda, Albert Street Trinity Complex, Victoria, Mahe, Seychelles.


Ravindra Negi, CRO, Bank of Baroda, India Mobile:+918098066766 L:+912266985363 Email: ravindra.negi@bankofbaroda.com Bank of Baroda, C-34 Bharat Nagar Rd, Sun Tower, Bandra Kurla Complex , Bandra East Mumbai, India 400051

Affiliations

  • GARP (FRM, SCR)
  • ACAMS (Under Renewal)

Timeline

Chief Risk and Compliance Officer

Bank of Baroda Seychelles
10.2021 - Current

Industry Risk Analyst

Bank of Baroda India
03.2017 - 09.2021

Credit Analyst

Indian Overseas Bank
11.2015 - 02.2017

Risk Manager

Corporation Bank
03.2012 - 10.2015

Assistant Service and Operations Manager

IDBI Bank
07.2009 - 03.2012

MBA -

Himachal Pradesh University

BBA -

Himachal Pradesh University

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