Anna-Belle , Gitanne Alcindor
Victoria Mahe Majoie
Summary
I have accrued over a decade of experience in compliance and am enthusiastic about the prospect of contributing my expertise to your esteemed organization. My professional background has afforded me a thorough understanding of compliance frameworks and regulatory requirements across diverse sectors, encompassing banking/financial, regulatory, and the capital market. In my current capacity at a securities dealer firm, I collaborate closely with the firm's legal consultant to facilitate the development, implementation, maintenance, and support of compliance programs.
My primary responsibilities include real-time surveillance to preempt misconduct, promote ethical standards, and provide guidance on rules to mitigate risk for the organization. I am dedicated to enhancing policies and procedures across all business domains and possess strong research skills to conduct thorough investigations using public sources, identifying cases and patterns related to illicit fund activities.
My extensive knowledge of banking and compliance, coupled with adept communication and analytical skills, underscores my confidence and collaborative approach within AML Compliance. As a dynamic AML analyst, I specialize in AML, due diligence, KYC procedures, compliance, and risk management. Moreover, I possess a comprehensive understanding of anti-money laundering procedures and AML/CFT laws, including international standards such as FATF, OFAC, UN, EU, and HMT.
I excel both independently and within a team, assuming leadership roles and making substantial contributions. My adept time management, customer service skills, and strong interpersonal skills underscore my commitment to delivering exceptional service while ensuring compliance.
Overview
18
18
years of professional experience
Work History
Compliance Officer
Vie Finance Seychelles
10.2022 - Current
- Act as Liaison Officer between reporting entity and FIU / FSA in all matters relating to money laundering and terrorist financing activities and for compliance with provision of AML/CFT Act.
- Ensure effective implementation of AML/CFT preventive measures through identification, assessment and monitoring of reporting entity's compliance with regulatory requirements and suitability of internal procedures.
- Advise and report to Board or senior managers (as applicable) on reporting entity's compliance with regulatory requirements and suitability of internal procedures.
- Ensure that all different types of risks taken by the Company are monitored and reported to the Board of Directors.
- Responsible for making recommendations and indicating in particular whether the appropriate remedial measures have been taken in the event of any deficiencies identified under risk management.
- Monitor compliance by the Corporation with the rules and regulations of regulatory agencies and, if any violations are found, report the matter to the Board and recommend the imposition of appropriate disciplinary action on the responsible parties and the adoption of measures to prevent a repetition of the violation.
- Ensure that report maintains manual of compliance policies, procedures and systems, which is updated as and when there are legislative changes or changes within business' policies and procedures.
- Ensure that provisions of AML/CFT Act, reporting entity's policies and procedures are complied with by staff, and all instances of non-compliance are duly recorded.
- Receive and review reports of suspicious activities or transactions made by staff, and if sufficient basis exists, submit Suspicious Transaction Report to FIU in accordance with AML/CFT Act.
- Drafting, implementing, monitoring and reviewing compliance policies and procedures and maintaining associated compliance registers.
- Perform reviews of compliance framework and make regular assessment reports to Board or senior managers (as applicable), identifying any deficiencies and making recommendations for any updates or review.
- To conduct self-assessments of compliance framework and institute any necessary updates or revisions. Reports of self-assessments to FIU/FSA upon request.
- Prepare and submit Annual Compliance Report, Quarterly report to FSA.
- Coordinating with key internal stakeholders and external authorities resolve compliance-related issues and handle client complaints.
- Ensure compliance with service standards, company policies and procedures, agreed operational, and control processes .
- Assist clients in meeting trust and company compliance requirements with regulations by undertake customer due diligence on existing and potential clients .
- Managing and coordinating compliance education and training sessions and ensuring staff meet ongoing compliance Continuing professional development (CPD) requirements, including providing ongoing staff compliance updates
Alternate Compliance Officer
Nouvobanq
09.2021 - 10.2022
- Assist Compliance Officer in duties as required by AML / ACT namely:
- Act as Liaison Officer between reporting entity and FIU in all matters relating to money laundering and terrorist financing activities and for compliance with provision of AML/CFT Act.
- Ensure effective implementation of AML/CFT preventive measures through identification, assessment and monitoring of reporting entity's compliance with regulatory requirements and suitability of internal procedures.
- Advise and report to Board or senior managers (as applicable) on reporting entity's compliance with regulatory requirements and suitability of internal procedures.
- Ensure that reporting entity maintains manual of compliance policies, procedures and systems, which is updated as and when there are legislative changes or changes within business' policies and procedures;
- Ensure that provisions of AML/CFT Act, reporting entity's policies and procedures are complied with by staff, and all instances of non-compliance are duly recorded;
- Receive and review reports of suspicious activities or transactions made by staff, and if sufficient basis exists, submit Suspicious Transaction Report to FIU in accordance with AML/CFT Act.
- Ensure that AML/CFT programmed is implemented to provide staff with AML/CFT awareness, including policies and procedures implemented by business.
- Participate in mandated AML/CFT-related training provided for by FIU
- Perform reviews of compliance framework and make regular assessment reports to Board or senior managers (as applicable), identifying any deficiencies and making recommendations for any updates or revisions.
- To conduct self-assessments of compliance framework and institute any necessary updates or revisions. Reports of self-assessments are to be made available to FIU upon request.
- Prepare and submit Annual Compliance Report to FIU.
Senior Compliance Officer
Financial Intelligent Unit
02.2017 - 08.2021
- Assist Governmental Agency with Customer Due Diligence (CDD)
- Develop and implement policies and procedures to establish clear and measurable guideline principle in conducting CDD;
- Develop and implement Standard Operating Procedure for Compliance Unit.
- Receive, analyze and disseminate suspicious transactions reports Suspicious Transactions Report (STRs) submitted by reporting entity, a government institution or regulatory Agency in Seychelles or any other state about suspicion of offence under AML act.
- Process Egmont, Interpol or any other international enquiries and disseminate same in a timely manner.
- Adhere to procedures and investigate Suspicious Transactions Reports and apply knowledge, skills and discipline needed to effectively carry out research analysis.
- Produce appropriate intelligence reports to support and explain findings for dissemination to Management.
- Collate, analyze and document facts and findings coherently and comprehensively to ensure that intelligence disseminated is accurate and credible.
- Identify suspicious activities, to establish relationships and links between people, organization, events and effectively present finding to management.
- Identify and track source of money laundering and terrorist financing sequence and techniques.
- Check and input information received into Fiu computer data base and ensure accuracy, integrity and security of data;
- Ensure proper record management of all documents.
- Ensure adherence to all operating guideline of organization.;
- Carry out strategic / tactical intelligence gathering functions as part of intelligence process in order to impact upon money laundering and terrorist financing, working in conjunction with law enforcement and supervisory authorities.
- Ensure that UN Security Council lists and US Terrorist lists received from. Ministry of Foreign Affair are disseminated to appropriate reporting entities, Law Enforcement Agencies, Supervisory Agencies and other stakeholders. Also ensure that database on such lists is updated.
- Conduct research into trends and developments in area of money laundering and financing of terrorism and improve ways of defecting, preventing and deterring money laundering and terrorist financing.
- Assist with changes to improve on process flow that may emerge as and when required
- Produce and share presentations and/or reports after ant local or international conference or training.
- Work closely with Regulatory Team for any regulatory queries;
Compliance Officer
AL Salam Bank
04.2012 - 01.2017
- Conduct general Compliance Administration duties.
- Assisting Compliance & MLRO. per AML ACT.
- Adherence to all operating guidelines from regulators and BMIO policy and procedures.
- Assisting of Compliance Risk;
- Vetting all account opening applications prior to opening of accounts.
- Monitoring of both inward and outward daily transactions for transfer, internet banking.
- Compiling of inward and outward monitoring spreadsheets.
- Assist in dealing with queries from regulators and staff.
- Dealt with complaints handling log, report and outcomes of complaint.
- Conducting enhanced due diligence of PEP customers on quarterly basis.
- Assist in maintaining compliant of Corporate Service Providers file.
- Client reviews and management of client databases/spreadsheets.
- Documentation management and filing duties.
- Conducting compliance checks for potential customers prior to opening of accounts.
- Assist in reviewing customer files as and when required.
- Remediate account.
- Conduct quarterly review on all PEP accounts.
Account Opening Officer
Barclays Bank
11.2008 - 03.2012
- Open offshore bank account.
- Provide customer service to client.
- Vetting all account opening applications prior to opening of accounts;
- Liaise with Corporate Service Provider (CSP) or client directly to provide corporate document /KYC;
- Ensure that CSP master file document are up to date for banks records.;
- Conducting enhanced due diligence of PEP customers;
- Remediate account to ensure that KYC are updated. Adherence to all operating guidelines from regulators and Barclays Bank policy and procedures
Court Interpreter
Seychelles Judiciary /Supreme Court
08.2006 - 10.2008
- Interpret court cases (Civil & Criminal) in Magistrates & Supreme courts on daily basis;
- Interpretation of evidence given by witnesses in Creole and French languages into English language to satisfaction both Bench and Bar
Education
Bachelor of Science - LLB LAW
University of Essex
United Kingdom06.2021
Licenses & Certifications
02.2013
No Degree - Advance Level Law (GCE Cambridge Certificate)
Cambridge Certificate
11.2007
No Degree - Diploma in French Language (DELF)
Ministere Education National Republic De France
2007
Ordinary Level
Cambridge Certificate
11.2003
Skills
- Regulatory Knowledge
- Communication
- Time Management
- Drafting, implementing, monitoring and reviewing compliance policies and procedures
- Critical Thinking and Analytical Thinking
- Problem solving
- Document Review and Compliance Analysis
- Ethical Awareness and Integrity
Accomplishments
- Economic crime and how a regulatory body assess matter.
- How to educate the banking sector on how to submit an STR and what are the tasks which should be conducted upon receipt of an STR with the new legislation.
Training and Workshops
July 26-29 2021
Combatting online child Sexual Abuse and Exploitation by (Egmont Group of Financial Intelligence Unit ).
ESAAMLG Workshop on Implementation of Recommendations coming out of the IWT projects by the ESAAMLG and FATF on Understanding of ML risks linked to IWT
July 19 2021
Risk & Compliance Workshops for Seychelles market.
July 12-14 2021
Understanding of AML /CFT Requirement for virtual assets service and virtual assets service provider by Attorney General Alliance( AGA) Africa.
June 15 2021
Countering proliferation Finance for the public Sector stakeholders in Seychelles.
May 04-05-2021
Crypto Assets and Emerging Trends Workshop by the Financial Intelligence Centre (FIC) South Africa
Webinar March 11-15 2019:
Interpol Financial Crime and Case Analysis Training
September 2018:
36th ESAAMLG Task Force of Senior Officials Meeting
September 10-14 2018 :
I visited the NCA (National Crime Agency - UK FIU) located at Spring Gardens, Vauxhall, London SE11 5EN. The purpose of the visit by the Seychelles FIU was to facilitate an exchange of information and best practices, as well as to gain a comprehensive understanding of the operational procedures of the UK FIU. During the visit, our team had the opportunity to engage with members of the Joint Money Laundering Intelligence Task Force (JMLITF), an entity that collaborates closely with the private sector to combat money laundering. This interaction provided valuable insights into the processes and operations of the NCA, including the handling of suspicious activity reports (SARs), asset identification and recovery, cash seizures, and fraud investigations.
Visited the Anti-Corruption Coordination Centre in the UK and gained an understanding of their operations.
One day visit at the Heathrow Airport and meet with the border control officers and assess on how border control is handle on a daily manner.
March 2018 :
Training by US Agent:
• Open Sources Techniques
• Advanced Search Techniques
• Social Media Exploitation
February 2017:
• Awareness on Cyber Security related to Threats by the Financial Intelligence Centre (South Africa)
May 2017:
• Certificate in i2 Analyst notebook Techniques Seminar with the Naval Criminal Investigative Service (NCIS)
September 18, 2017 :
National Crime Agency (NCA) provide a brief review on :
A brief summary on joint money laundering intelligent task force (JMLITF) and what are the advantages.
October 2017
Certificate in Financial Investigations and Asset Recovery. (The international centre for asset recovery at the Basel institution governance in Switzerland jointly with COMESA in Living Stone Zambia)
Nov 2017
Certificate in Anti- Corruption, Financial Crimes and Asset Recovery by Interpol (18th Global Programme on Anti- Corruption, Financial Crimes and Asset Recovery in Windhoek- Namibia)
Additional Information
Mrs Samia Andre
Judge of Court of Appeal
Contact: samiaandre4@gmail.com | Tel : 2723660
Mr Phillippe Moustache
Contact | Tel :271130
Timeline
Compliance Officer
Vie Finance Seychelles
10.2022 - Current
Alternate Compliance Officer
Nouvobanq
09.2021 - 10.2022
Senior Compliance Officer
Financial Intelligent Unit
02.2017 - 08.2021
Compliance Officer
AL Salam Bank
04.2012 - 01.2017
Account Opening Officer
Barclays Bank
11.2008 - 03.2012
Court Interpreter
Seychelles Judiciary /Supreme Court
08.2006 - 10.2008
Bachelor of Science - LLB LAW
University of Essex
Licenses & Certifications
No Degree - Advance Level Law (GCE Cambridge Certificate)
Cambridge Certificate
No Degree - Diploma in French Language (DELF)
Ministere Education National Republic De France
Ordinary Level
Cambridge Certificate
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