Ashley DeVenio
Myrtle Beach
Summary
Dynamic Mortgage Loan Originator II at The Conway National Bank with expertise in loan structuring and a proven track record of increasing application approvals. Skilled in credit evaluation and committed to exceptional customer service, I foster strong client relationships while navigating complex regulations to deliver tailored financing solutions. Goal-oriented and results-driven professional.
Overview
19
19
years of professional experience
Work History
Mortgage Loan Originator II
The Conway National Bank
Conway, SC
08.2012 - Current
- Developed customized loan solutions to meet diverse client needs.
- Analyzed financial documentation to determine borrower eligibility and risk assessment.
- Collaborated with real estate agents to streamline mortgage application processes.
- Educated clients on various loan products and financing options available.
- Implemented best practices for compliance with federal and state lending regulations.
- Fostered relationships with local businesses to expand referral network and drive growth.
- Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
- Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
- Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
- Increased loan application approvals by efficiently processing and reviewing documents for accuracy and compliance.
- Provided exceptional customer service throughout the entire loan process from initial consultation to closing day.
- Worked closely with borrowers experiencing financial hardship, helping them explore alternative financing options or refinancing solutions.
- Assisted clients in understanding complex mortgage terms, facilitating informed decisions about their financing options.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
Server
El Cerro Mexican Restaurant
Conway, SC
01.2007 - 10.2012
- Provided exceptional customer service in fast-paced dining environment.
- Managed multiple tables while ensuring timely food and beverage delivery.
- Trained new servers on menu items, service standards, and restaurant protocols.
- Assisted in inventory management by tracking stock levels and placing orders as needed.
Education
High School Diploma -
Aynor High School
Aynor12-2008
Skills
- Loan structuring
- Pipeline management
- Underwriting guidelines
- Residential mortgage lending regulations
- Loan processing
- Document preparation
- Credit evaluation
- Licensed mortgage loan originator
- Goal oriented
Affiliations
Board of Directors Member for Conway Downtown Alive
Timeline
Mortgage Loan Originator II
The Conway National Bank
08.2012 - Current
Server
El Cerro Mexican Restaurant
01.2007 - 10.2012
High School Diploma -
Aynor High School