Austin Walker
Charleston
Summary
Investment and credit professional with over seven years of experience advising ultra-high-net-worth individuals, family offices, and privately held businesses on complex financing and liquidity solutions. Experienced in underwriting commercial credit, analyzing operating company financials, evaluating capital structures, and supporting financing transactions tied to business acquisitions, ownership transitions, and liquidity events. Strong analytical background with a collaborative approach to transaction execution and portfolio risk management.
Overview
9
9
years of professional experience
Work History
Private Bank Senior Associate
Bank of America Private Bank
Charleston
01.2021 - Current
- Support senior bankers managing a $1B+ portfolio of ultra-high-net-worth families, entrepreneurs, family offices, and privately held operating businesses.
- Perform financial analysis and credit underwriting for complex lending transactions, including securities-based lending, commercial facilities, structured credit solutions, and acquisition-related financing.
- Analyze company financial statements, balance sheets, cash flow, and debt service capacity to assess borrower credit quality and financing alternatives.
- Partner with Portfolio Managers to evaluate financing opportunities that complement broader investment strategies and client objectives.
- Support financing for business acquisitions, ownership transitions, and other significant liquidity events.
- Coordinate transaction execution with underwriting, legal counsel, portfolio management, and operations teams from structuring through closing.
- Monitor borrower performance and identify emerging credit risks through ongoing financial reviews and portfolio monitoring.
- Build trusted relationships with business owners, executives, and advisors while serving as a primary point of contact throughout financing transactions.
Financial Services Representative
First Citizens Bank
Charleston
01.2018 - 01.2021
- Originated and underwrote consumer, residential, and small business lending solutions through detailed financial analysis.
- Built relationships with business owners and high-net-worth clients to identify lending and investment opportunities.
- Partnered with Financial Advisors supporting clients with investment portfolios exceeding $1 million.
- Consistently exceeded production goals, achieving more than 200% of annual performance targets while maintaining strong credit quality.
- Assisted clients with complex banking needs, including commercial account servicing and treasury-related solutions.
Education
Bachelors of Science - Mathematics, Finance
Newberry College
Skills
- Financial Statement Analysis
- Credit Underwriting
- Cash Flow Analysis
- Capital Structure Evaluation
- Investment Due Diligence
- Commercial Lending
- Transaction Execution
- Portfolio Monitoring
- Risk Assessment
- Microsoft Excel & PowerPoint
Timeline
Private Bank Senior Associate
Bank of America Private Bank
01.2021 - Current
Financial Services Representative
First Citizens Bank
01.2018 - 01.2021
Bachelors of Science - Mathematics, Finance
Newberry College