Summary
Overview
Work History
Education
Skills
Timeline
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Daniel Combs

Summerville

Summary

Dynamic Executive Mortgage Broker with a proven track record at Lit Financial, enhancing client retention through exceptional service and strong interpersonal skills. Expert in analyzing loan eligibility and managing pipelines, resulting in increased approval rates. Adept at problem resolution and fostering relationships, driving sales success in competitive markets.

Overview

12
12
years of professional experience

Work History

Executive Mortgage Broker

Lit Financial
11.2024 - Current
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Increased loan approval rates by efficiently managing pipeline and maintaining strong relationships with borrowers, realtors, and underwriters.

Financial Representative

Northwestern Mutual
02.2024 - 10.2024
  • Organized informative seminars and presentations for potential clients, generating new leads and increasing overall sales.
  • Collaborated with underwriting team to expedite policy approvals, delivering quick turnaround times for clients while maintaining strict adherence to industry guidelines.
  • Collaborated with colleagues to develop effective sales strategies and achieve team goals.
  • Increased life insurance policy sales by developing strong relationships with clients and understanding their unique needs.
  • Actively participated in local networking events to establish a strong professional presence, driving awareness of services offered and generating new leads for potential clients.

Presidents Club Mortgage Banker

Rocket Mortgage
02.2018 - 12.2023
  • Assessed borrowers’ financial situations to determine appropriate mortgage products and loan structure.
  • Managed risk effectively by adhering closely to compliance guidelines during all stages of the loan origination process.
  • Participated in ongoing professional development programs to continuously expand knowledge of the mortgage industry and enhance skills as a loan officer.
  • Negotiated favorable terms on behalf of clients, ensuring their long-term financial success with their mortgage loans.

Military Police Officer

Michigan Army National Guard
12.2013 - 07.2021
  • Assisted in the development of standard operating procedures, increasing overall efficiency and effectiveness of unit operations.
  • Conducted comprehensive training programs on law enforcement tactics for newly assigned Military Police Officers.
  • Supported command staff with accurate intelligence reporting, leading to informed decision-making during critical situations.
  • Improved response times to incidents by streamlining communication processes within the team.
  • Managed traffic control points during high-profile events, ensuring smooth flow of vehicles and pedestrians while maintaining security.

Landscape Architect

Michigan Landscape and Lighting
03.2016 - 10.2017
  • Removed weeds, hazards, and debris from common pathways to improve usability.
  • Maintained clean worksites throughout projects by removing debris, trimming overgrown plants, and keeping tools organized.
  • Handled hedge, bush, and shrub trimming.
  • Performed planting, watering, mulching, and edging of lawns.
  • Increased client satisfaction by consistently delivering high-quality paving work within budget constraints.

Education

Criminal Justice

Washtenaw Community College
Ann Arbor, MI
05.2014

Skills

  • Interpersonal skills
  • Operations management
  • Customer-oriented
  • Customer relations
  • Team leadership
  • Administrative skills
  • Problem resolution
  • Team player
  • Sales

Timeline

Executive Mortgage Broker

Lit Financial
11.2024 - Current

Financial Representative

Northwestern Mutual
02.2024 - 10.2024

Presidents Club Mortgage Banker

Rocket Mortgage
02.2018 - 12.2023

Landscape Architect

Michigan Landscape and Lighting
03.2016 - 10.2017

Military Police Officer

Michigan Army National Guard
12.2013 - 07.2021

Criminal Justice

Washtenaw Community College

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Daniel Combs