Garry Domingue
Victoria,0
Summary
Senior banking professional with over 15 years of experience across Corporate Banking, Credit Risk, and Compliance/Governance. Proven expertise in structuring complex lending solutions, managing high-value portfolios, and strengthening risk and regulatory frameworks. Recognised for bridging commercial, credit, and compliance functions, enabling business growth while maintaining strong governance and control standards. Experienced in audit engagement, risk frameworks, and credit policy development, with a strong track record in both deal execution and risk oversight.
Overview
24
24
years of professional experience
Work History
Business Credit Manager
Absa Bank Seychelles
2023.07 - Current
- Served as strategic interface between Commercial, Credit, and Risk functions, enhancing deal turnaround and governance quality
- Support lending growth while ensuring strict adherence to credit policies and regulatory frameworks
- Developed structured lending solutions aligned to risk appetite and business strategy
- Defined sectoral lending appetite (Mandate & Scale) and portfolio risk parameters
- Enhanced portfolio monitoring and established early risk identification frameworks
- Delivered training to Relationship Managers on credit structuring, compliance, and policy adherence
- Contributed to over SCR 500M+ in approved facilities
- Led risk reporting and governance oversight, ensuring control effectiveness and compliance
- Barclays
Corporate Credit Manager
Absa Bank Seychelles
2017.09 - 2023.06
- Held credit sanctioning authority up to ZAR 50M, approving complex corporate lending structures
- Acted as lead credit advisor on large exposures, including transactions exceeding ZAR 40M
- Facilitated IFRS9 processes, conducting impairment assessments and SICR classification to ensure compliance
- Oversaw problem loans, implementing restructuring and recovery strategies to minimize loss exposure
- Ensured compliance with internal policies and regulatory standards
- Key liaison for internal and external audits, strengthening risk governance
- Maintained accuracy and integrity of credit systems and portfolio data
- Compiled management information reporting on portfolio quality and risk trends to inform strategic decisions
External Consultant – Risk & Credit Frameworks
Development Bank of Seychelles
2015.09 - 2017.08
- Designed and implemented credit policies, procedures, and risk management frameworks
- Created Financing Appraisal Model for credit risk evaluation across sectors, improving assessment accuracy
- Strengthened governance, lending processes, and operational controls
- Reviewed and enhanced credit documentation, agreements, and compliance structures, ensuring regulatory compliance and risk mitigation
- Advised on risk management strategy and organisational framework improvements, optimizing risk governance and operational alignment
Corporate Manager (Risk, Compliance & Strategy)
Seychelles Petroleum Company
2013.02 - 2015.01
- Led procurement, compliance, and audit functions, enhancing operational efficiency and controlling costs
- Led risk assessments and compliance oversight across operations
- Achieved USD 150K+ savings through risk and insurance optimisation
- Managed legal, contractual, and regulatory risks across major projects
- Managed legal, contractual, and regulatory risks across major projects to mitigate potential liabilities
- Facilitated loan restructuring in collaboration with international legal advisors to optimize financial outcomes
- Played a key role in loan restructuring with international legal advisors
- SEYPEC
Corporate Relationship Manager
Barclays Bank Seychelles
2007.06 - 2012.09
- Managed the largest corporate portfolio, including multinationals, government entities, and financial institutions
- Delivered USD 25M deposit growth through targeted corporate strategies
- Structured complex credit facilities and led major transactions, enhancing client relationships
- Introduced first FX hedging facility in Seychelles
- Recovered USD 15.7M distressed exposure, mitigating potential losses for the institution
- Ensured strong compliance with KYC and risk management standards
Corporate Relationship Manager
Mauritius Commercial Bank Seychelles
2002.10 - 2007.04
- Managed corporate portfolio, increasing market share through targeted relationship building
- Structured lending facilities, including USD 2.5M deal, to meet client financing needs
- Ensured compliance with KYC and regulatory requirements
- Improved internal processes and enhanced customer experience through streamlined communication
Education
Certificate in Commercial Credit -
Moody’s Analytics
Credit Skills Development -
ifs University College
London, UKDegree in Financial Services -
University of Northumbria
UKSkills
- Credit Risk Management
- Corporate & SME Lending
- Structured Finance
- Portfolio Management
- Regulatory Compliance & Governance
- Credit Impairment
- Audit & Risk Frameworks
- KYC & Due Diligence
- Financial Analysis & Modelling
- Policy Development
- Stakeholder Management
- Team Training & Leadership
- Moody’s Analytics
- Fitch Credit Certification
- Credit Risk Systems & Financial Modelling Tools
- Excel (Advanced)
- Banking & Risk Management Platforms
Accomplishments
- Contributed to approval of SCR 500M+ lending facilities (last 2 years)
- Increased sanctioning mandate from ZAR 28M → ZAR 50M
- Key contributor to top 10 largest credit exposures
- Turnaround of USD 15.7M distressed facility to full repayment
- Delivered USD 150K+ cost savings through insurance optimisation
- Secured USD 25M deposit inflow in a single transaction
- Led and supported audit, compliance, and governance initiatives
- Twice awarded Best Corporate Relationship Manager
Systems And Tools
- Moody’s Analytics / Fitch Credit Certification
- Credit Risk Systems & Financial Modelling Tools
- Excel (Advanced)
- Banking & Risk Management Platforms
References
Available upon request
Training
- ISO Lead Auditor Certification – BSI UK
- Internal Auditing & Quality Management Systems
- Management Development Programmes
Core Skills
Credit Risk Management, Corporate & SME Lending, Structured Finance, Portfolio Management, Regulatory Compliance & Governance, Credit Impairment, Audit & Risk Frameworks, KYC & Due Diligence, Financial Analysis & Modelling, Policy Development, Stakeholder Management, Team Training & Leadership
Core Value Proposition
- Credit sanctioning authority up to ZAR 50M
- Strong expertise across credit risk, compliance, and governance
- Proven ability to balance growth with risk control
- Experienced in audit, and regulatory frameworks
- Skilled in policy design, risk mitigation, and portfolio optimisation
Languages
French
Upper Intermediate
B2
Timeline
Business Credit Manager
Absa Bank Seychelles
2023.07 - Current
Corporate Credit Manager
Absa Bank Seychelles
2017.09 - 2023.06
External Consultant – Risk & Credit Frameworks
Development Bank of Seychelles
2015.09 - 2017.08
Corporate Manager (Risk, Compliance & Strategy)
Seychelles Petroleum Company
2013.02 - 2015.01
Corporate Relationship Manager
Barclays Bank Seychelles
2007.06 - 2012.09
Corporate Relationship Manager
Mauritius Commercial Bank Seychelles
2002.10 - 2007.04
Certificate in Commercial Credit -
Moody’s Analytics
Credit Skills Development -
ifs University College
Degree in Financial Services -
University of Northumbria