Summary
Overview
Work History
Education
Skills
Grandchildren
Great Grandchild
Spouse
Personal Information
Certification
Affiliations
Timeline
Generic
Joseph D. Thompson, Jr.

Joseph D. Thompson, Jr.

Johns Island

Summary

Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Committed job seeker with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.

Overview

58
58
years of professional experience
1
1
Certification

Work History

Guaranteed Rate Affinity
11.2023 - Current

Achieved certification in reverse mortgages, enhancing lending capabilities.

Attained certification in rehabilitation loans to broaden financial service offerings.

Approved for FHA, VA, and conventional loans, including South Carolina state housing loans.

Loan specialist

LoanDepot
01.2024 - 10.2025

Certified in Reverse Mortgages

Certified in Rehabilitation Loans

Approved for FHA, VA, Conventional Loans as well as SC State Housing Loans

  • Assisted clients in understanding loan products and application processes.
  • Evaluated loan applications to ensure compliance with company policies.
  • Collaborated with underwriters to facilitate loan approvals and documentation.

Loan Officer

Churchill Mortgage
01.2019 - 01.2024

Certified in Reverse Mortgages

Certified in Rehabilitation Loans

  • Evaluated loan applications for eligibility and compliance with company policies.
  • Collaborated with clients to gather necessary documentation and information.
  • Explained mortgage products and services to potential borrowers clearly.
  • Managed communication between clients, underwriters, and real estate agents effectively.
  • Reviewed credit reports to determine borrower qualifications and risk levels.
  • Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.

Loan Officer

Shelter Lending
01.2014 - 01.2019
  • Evaluated loan applications for eligibility and compliance with company policies.
  • Collaborated with clients to gather necessary documentation and information.
  • Explained mortgage products and services to potential borrowers clearly.
  • Reviewed credit reports to determine borrower qualifications and risk levels.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.

Loan Officer

First Charleston Mortgage
01.2014 - 12.2014
  • Evaluated loan applications for eligibility and compliance with company policies.
  • Collaborated with clients to gather necessary documentation and information.
  • Explained mortgage products and services to potential borrowers clearly.
  • Managed communication between clients, underwriters, and real estate agents effectively.
  • Reviewed credit reports to determine borrower qualifications and risk levels.
  • Provided training to new team members on company procedures and best practices.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Delivered high levels of customer service to facilitate smooth processes.

Loan Officer

Trident Funding
01.1998 - 01.2003
  • Evaluated loan applications for eligibility and compliance with company policies.
  • Collaborated with clients to gather necessary documentation and information.
  • Explained mortgage products and services to potential borrowers clearly.
  • Managed communication between clients, underwriters, and real estate agents effectively.
  • Reviewed credit reports to determine borrower qualifications and risk levels.
  • Provided training to new team members on company procedures and best practices.
  • Maintained up-to-date knowledge of lending regulations and market trends consistently.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.

Branch Manager Loan Officer

Mortgage Advocates
01.1995 - 01.1998
  • Managed daily branch operations to ensure smooth workflow and customer satisfaction.
  • Supervised staff performance and provided training on company protocols and services.
  • Developed strategic plans to enhance branch efficiency and employee productivity.
  • Implemented operational procedures to improve service delivery and compliance standards.
  • Conducted regular staff meetings to communicate goals and address concerns effectively.
  • Resolved customer issues promptly to maintain high service quality and relationships.
  • Ensured compliance with company policies and procedures as well as applicable laws and regulations.
  • Oversaw daily operations of the producing branch.
  • Reviewed loan applications to ensure accuracy of information provided by applicants.

Loan Officer

BancOne Mortgage
01.1992 - 01.1995
  • Evaluated loan applications for eligibility and compliance with company policies.
  • Collaborated with clients to gather necessary documentation and information.
  • Explained mortgage products and services to potential borrowers clearly.
  • Managed communication between clients, underwriters, and real estate agents effectively.
  • Reviewed credit reports to determine borrower qualifications and risk levels.
  • Maintained up-to-date knowledge of lending regulations and market trends consistently.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.

Branch Manager Loan Officer

Midland Mortgage
01.1990 - 01.1992
  • Managed daily branch operations to ensure smooth workflow and customer satisfaction.
  • Supervised staff performance and provided training on company protocols and services.
  • Developed strategic plans to enhance branch efficiency and employee productivity.
  • Conducted regular staff meetings to communicate goals and address concerns effectively.
  • Collaborated with upper management on branch initiatives and performance assessments.
  • Resolved customer issues promptly to maintain high service quality and relationships.
  • Reviewed loan applications to ensure accuracy of information provided by applicants.

Owner and Loan Officer

Americorp Mortgage
01.1987 - 01.1990
  • Managed daily operations of mortgage services and client interactions.
  • Oversaw compliance with industry regulations and standards in mortgage processing.
  • Trained staff on customer service protocols and mortgage application procedures.
  • Coordinated loan processing timelines to ensure efficient service delivery.
  • Facilitated communication between clients, lenders, and real estate professionals.
  • Ensured compliance with local, state, and federal regulations.
  • Managed daily operations of business, including hiring and training staff.
  • Oversaw budgeting and financial management.
  • Negotiated with vendors to gain optimal pricing on products resulting in substantial increase in profit margin.
  • Implemented quality assurance processes to ensure product excellence.
  • Employed and managed vendors by negotiating deliverables, cost and expected quality.
  • Directed or coordinated financial or budget activities to fund operations and maximize investments.
  • Evaluated loan applications and assessed borrower creditworthiness.
  • Communicated loan options and terms to clients effectively.
  • Processed necessary documentation for mortgage approval efficiently.
  • Collaborated with real estate agents to facilitate smooth transactions.
  • Maintained up-to-date knowledge of mortgage products and industry trends.

Branch Manager Loan Originator

Sunshine Mortgage
01.1984 - 01.1987
  • Also, approved FHA/VA/Conventional Underwriter
  • Managed daily branch operations to ensure smooth workflow and customer satisfaction.
  • Supervised staff performance and provided training on company protocols and services.
  • Collaborated with upper management on branch initiatives and performance assessments.
  • Resolved customer issues promptly to maintain high service quality and relationships.
  • Resolved customer complaints promptly and efficiently.
  • Oversaw daily operations of the producing branch.
  • Reviewed loan applications to ensure accuracy of information provided by applicants.

Branch Manager and Loan Originator

Security Federal S&L
01.1981 - 01.1984
  • Managed daily branch operations to ensure smooth workflow and customer satisfaction.
  • Supervised staff performance and provided training on company protocols and services.
  • Resolved customer issues promptly to maintain high service quality and relationships.
  • Resolved customer complaints promptly and efficiently.
  • Oversaw daily operations of the producing branch.
  • Monitored production activities to meet deadlines and maintain high quality standards.
  • Reviewed loan applications to ensure accuracy of information provided by applicants.

Managed Acquisition and Development for Subdivisions, Builder Construction Loan Portfolio, Loan Originator

South Carolina National Bank
01.1975 - 01.1981
  • Completed day-to-day duties accurately and efficiently.
  • Provided excellent service and attention to customers when face-to-face or through phone conversations.
  • Collaborated closely with team members to achieve project objectives and meet deadlines.
  • Maintained updated knowledge through continuing education and advanced training.
  • Conducted comprehensive research and data analysis to support strategic planning and informed decision-making.

Real Estate sales

R. Harry Morse and Company
01.1973 - 01.1975
  • Handled spec construction as well as renovations.

Teach, Athletic Director, Head Football Coach, Head Baseball Coach

Bonds Wilson High School
01.1970 - 01.1973
  • Developed athletic programs for student engagement and skill enhancement.
  • Organized schedules for teams, ensuring efficient use of facilities and resources.
  • Coordinated training sessions and practices to improve athlete performance and teamwork.
  • Managed budgets for athletic departments, prioritizing resource allocation effectively.
  • Collaborated with coaches to evaluate team needs and support development initiatives.
  • Implemented safety protocols for sports activities, promoting a secure environment for athletes.
  • Facilitated communication between athletes, coaches, and parents to address concerns promptly.
  • Oversaw compliance with regulations and standards for interscholastic athletics programs.
  • Developed and managed athletic budgets.
  • Promoted effective professional relationships with coaching staff and athletes by showing respect, dependability and being courteous.
  • Placed orders for sporting goods equipment and maintained accurate records on equipment inventory.
  • Recruited, trained, and supervised coaches and staff members.
  • Reviewed student grades for eligibility reasons and collected paperwork concerning annual physicals.
  • Scheduled practice times for teams in accordance with facility availability.
  • Coordinated transportation arrangements for away games.
  • Maintained accurate records of team rosters and game results.
  • Conducted regular meetings with coaches to discuss team performance and strategies.

Teacher, Assistant Football Coach, Head Baseball Coach

North Charleston High School
01.1968 - 01.1970
  • Supported students during lessons by providing individual attention and guidance.
  • Managed classroom materials and resources for effective learning experiences.
  • Monitored student behavior and maintained a positive classroom environment.
  • Facilitated small group discussions to enhance student understanding of topics.
  • Communicated regularly with teachers regarding student progress and needs.
  • Prepared and graded subject tests for students.
  • Encouraged players with positive reinforcement during gameplay or practice sessions.
  • Organized and implemented training sessions, drills and exercises to improve technique, agility and strength.
  • Communicated effectively with parents, administrators, officials, media personnel and other coaches regarding team activities or concerns.
  • Developed practice plans tailored to individual needs as well as team development requirements.
  • Instructed players on proper techniques, strategies, rules and regulations of the sport.

Education

Doctor of Biblical Studies - Biblical Studies

School of The Great Commission
Columbia, SC
01-2024

Master of Arts in Teaching -

The Citadel
Charleston. SC
01-1972

BS Degree in Physical Education -

The Citadel
Charleston, SC
01-1968

High School -

North Charleston High
North Charleston
01-1964

Skills

  • Reverse mortgage certification
  • Loan underwriting
  • FHA loan approval
  • Client documentation
  • Financial analysis
  • Regulatory compliance
  • Problem resolution
  • Conflict resolution
  • Interpersonal communication
  • Organizational skills
  • Excellent communication
  • Data entry
  • Written communication
  • Credit analysis
  • Mortgage processing
  • Financial assessment
  • Risk evaluation
  • Customer service
  • Effective communication
  • Documentation review
  • Financial transactions expertise
  • Practiced at FHA loan process
  • Balance sheet expertise
  • Loan application management
  • Credit scoring
  • Loan origination
  • Mortgage lending
  • Credit assessment
  • Customer service-focused
  • Underwriting expertise
  • Debt restructuring
  • Complete loan applications
  • Verbal and written communication

Grandchildren

  • Stephanie, 32
  • Michael, 27

Great Grandchild

Polly, 9

Spouse

Mary T Thompson

Personal Information

  • Child Name: Jody
  • Child Name: Joely
  • Date of Birth: 03/09/46

Certification

  • NMLS License for SC, NC and GA

Affiliations

  • Member of First Baptist Church of Mt. Pleasant, SC
  • Choir Member of First Baptist Church of Mt. Pleasant, SC

Timeline

Loan specialist

LoanDepot
01.2024 - 10.2025

Guaranteed Rate Affinity
11.2023 - Current

Loan Officer

Churchill Mortgage
01.2019 - 01.2024

Loan Officer

Shelter Lending
01.2014 - 01.2019

Loan Officer

First Charleston Mortgage
01.2014 - 12.2014

Loan Officer

Trident Funding
01.1998 - 01.2003

Branch Manager Loan Officer

Mortgage Advocates
01.1995 - 01.1998

Loan Officer

BancOne Mortgage
01.1992 - 01.1995

Branch Manager Loan Officer

Midland Mortgage
01.1990 - 01.1992

Owner and Loan Officer

Americorp Mortgage
01.1987 - 01.1990

Branch Manager Loan Originator

Sunshine Mortgage
01.1984 - 01.1987

Branch Manager and Loan Originator

Security Federal S&L
01.1981 - 01.1984

Managed Acquisition and Development for Subdivisions, Builder Construction Loan Portfolio, Loan Originator

South Carolina National Bank
01.1975 - 01.1981

Real Estate sales

R. Harry Morse and Company
01.1973 - 01.1975

Teach, Athletic Director, Head Football Coach, Head Baseball Coach

Bonds Wilson High School
01.1970 - 01.1973

Teacher, Assistant Football Coach, Head Baseball Coach

North Charleston High School
01.1968 - 01.1970

Doctor of Biblical Studies - Biblical Studies

School of The Great Commission

Master of Arts in Teaching -

The Citadel

BS Degree in Physical Education -

The Citadel

High School -

North Charleston High
Joseph D. Thompson, Jr.