Julio Vega
Greenville
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Team player Goal oriented Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Mortgage Sales Manager Loan Originator
East Coast Capital
12.2023 - Current
- Achieved sales goals and service targets by cultivating and securing new customer relationships.
- Engaged in product training, demonstrations, consumer awareness, branding, and acquisition initiatives to raise awareness and revenues.
- Organized promotional events and interacted with community to increase sales volume.
- Maintained financial controls, planned business operations and control expenses while identifying and pursuing opportunities to grow business operations and boost profits.
- Held one-on-one meetings with sales team members to identify selling hurdles and offered insight into best remedy.
- Managed accounts to retain existing relationships and grow share of business.
- Worked side by side with Processors and Underwriters throughout Clients Loan Process
Licensed Mortgage Loan Originator
United Mortgage Corp
08.2020 - 12.2023
- Negotiated loan terms and conditions with clients to maximize profitability.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Assessed loan portfolios for compliance with underwriting policies.
- Explained very technical financial information to applicants in easy to understand language.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Trained new Loan officers
- Calculated income for most Loan officers on team
Licensed Mortgage Loan Originator
Coltrain Funding Group
02.2012 - 07.2020
- Reviewed loan files and updated to match current standards.
- Explained different types of loans pertaining to client situations.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Assisted customers with completing loan applications and other paperwork.
- Networked with Realtors, Investors and the community cultivating business
Education
Mortgage Loan Originator License NMLS 916185 - Mortgage Loan Originator License
NMLS LICENSE
06-2012
GED -
Huntington High School
Huntington, NY07-2001
Skills
- Bilingual Fluent in English and Spanish
- Goal oriented
- Loan origination
- Professional demeanor
- Loan Product knowledge
- Investor Guidelines Knowledge
Certification
NMLS License 916185
Languages
Spanish
Full Professional
Timeline
Mortgage Sales Manager Loan Originator
East Coast Capital
12.2023 - Current
Licensed Mortgage Loan Originator
United Mortgage Corp
08.2020 - 12.2023
Licensed Mortgage Loan Originator
Coltrain Funding Group
02.2012 - 07.2020
Mortgage Loan Originator License NMLS 916185 - Mortgage Loan Originator License
NMLS LICENSE
GED -
Huntington High School