Kimberly S. Gillespie
Lyman
Summary
Proven skills in organization and time management developed through extensive experience. Detail-oriented and self-motivated, consistently delivering high-quality results. Seeking to leverage expertise to drive organizational goals and enhance profitability.
Overview
30
30
years of professional experience
Work History
Home Loan Processor
Southern First Bank
Greenville
05.2023 - Current
- Reviewed loan applications for completeness and accuracy.
- Communicated with borrowers to gather necessary documentation.
- Updated clients on loan status throughout the processing cycle.
- Reviewed income, assets, liabilities and credit histories to determine eligibility for loans.
- Managed conditions sent from underwriting departments.
- Managed communication between loan officers, underwriters, and clients to ensure timely processing.
Home Loan Processor
Ameris Bank
Greenville
08.2016 - 07.2022
- Communicated with all parties involved in the mortgage transaction to provide timely, accurate service for all throughout entire mortgage process.
- Worked with customers via telephone and email to answer questions, obtain documents and resolve issues.
- Maintain customer satisfaction and loyalty.
- Ensure all compliance guidelines are met.
- Prioritize and manage assigned pipeline to meet closing dates and performance metrics.
Home Loan Processor
Wells Fargo Home Mortgage
Greenville
07.2012 - 08.2016
- Prioritize and manage assigned pipeline to meet closing dates and performance metrics.
- Ensure all compliance guidelines are met.
- Process and submit loans to underwriter for review.
- Work with underwriters, loan officers, borrowers to obtain conditions and final approval.
- Work with closers, borrowers and attorney to prepare for closing.
- Maintain customer satisfaction and loyalty.
Senior Funding Analyst
American Credit Acceptance/Auto Finance
Spartanburg
06.2011 - 07.2012
- Review loan file for accuracy, guidelines and compliance.
- Update the loan system along with processing the file to guidelines and contacting the buyer with updates and a needs list and updating the dealer and market manager.
- Assist junior funders with any questions or issues they may have.
Network Media Coordinator/Accounting Coordinator
Wilkins Communications Network, Inc
Spartanburg
08.2008 - 06.2011
- Work on Unsigned Contract list & Program schedule daily.
- Billing.
- Work with Sales Representative on their new prospects.
- Type new contracts and send to clients for approval and signature.
- Convert programs to our server.
- Work with clients on obtaining their signed contract, program and payment before airing their program and on special promotions and giveaways.
- Process Client Cancellations and issue Stop Orders and all payments.
- Payables.
Mortgage Loan Processor
South Carolina Mortgage Associates
Spartanburg
04.2008 - 08.2008
- Review new loans for accuracy, program guidelines and compliance.
- Update the loan system along with processing the file to guidelines and contacting the borrower with updates and a needs list and updating the loan officer.
- Submit the file to underwriting and work with underwriter to obtain final loan approval.
- Schedule the closing, review title, insurance and all closing documents.
- Order Office Supplies.
- Greet Customers.
Legal Assistant
Lanier Law Firm, LLC
Greenville
02.2008 - 04.2008
- Input information into system from title work for attorney to review.
- Once approved, prepare title commitment and all other documents to send to lender.
- Work with attorney to clear any title issues.
- Obtain all necessary information for closing.
- Prepare closing settlement statements.
- Disburse loans once they have closed and funded.
- Greet customers.
- Manage incoming and outgoing mail.
- Maintain scheduling calendar.
Mortgage Loan Processor
WR Starkey Mortgage
Spartanburg
11.2006 - 10.2007
- Review loan file for accuracy, program guidelines and compliance.
- Update the loan system along with processing the file to guidelines and contacting the borrower with updates and a needs list and updating the loan officer.
- Submit the file to underwriting and work with the underwriter to obtain final loan approval.
- Schedule the loan closing, review title, insurance and all closing documents.
- Prepare the closing package and approve the settlement statement and send funds to attorney for closing.
- Work on all post closing documents.
- Manage pipeline and projection reports and exception reports daily.
Senior Mortgage Loan Processor/Closer
First Horizon Home Loans
Spartanburg
01.2002 - 11.2006
- Review loan file for accuracy, program guidelines and compliance.
- Update the loan system along with processing the file to guidelines.
Home Loan Processor
Mortgage Research Corporation
Spartanburg
03.1996 - 07.2001
- Reviewed loan applications for completeness and accuracy.
- Communicated with borrowers to gather necessary documentation.
- Provided excellent customer service throughout the entire home loan process.
- Reviewed income, assets, liabilities and credit histories to determine eligibility for loans.
- Coordinated scheduling of closings between buyers, sellers, agents, lenders, title companies as needed.
Education
High School -
Boiling Springs High School
Boiling Springs, SC12.1994
Skills
- Encompass
- CORE
- Contour
- Genius
- TMO
- Calyx Point
- Fannie Mae Desktop Underwriter
- Freddie Mac Loan Prospector
- VA Portal
- FHA Connection
- Conventional Mortgage Loans
- FHA Mortgage Loans
- VA Mortgage Loans
- State Housing Loans
- Rural Housing Loans
Timeline
Home Loan Processor
Southern First Bank
05.2023 - Current
Home Loan Processor
Ameris Bank
08.2016 - 07.2022
Home Loan Processor
Wells Fargo Home Mortgage
07.2012 - 08.2016
Senior Funding Analyst
American Credit Acceptance/Auto Finance
06.2011 - 07.2012
Network Media Coordinator/Accounting Coordinator
Wilkins Communications Network, Inc
08.2008 - 06.2011
Mortgage Loan Processor
South Carolina Mortgage Associates
04.2008 - 08.2008
Legal Assistant
Lanier Law Firm, LLC
02.2008 - 04.2008
Mortgage Loan Processor
WR Starkey Mortgage
11.2006 - 10.2007
Senior Mortgage Loan Processor/Closer
First Horizon Home Loans
01.2002 - 11.2006
Home Loan Processor
Mortgage Research Corporation
03.1996 - 07.2001
High School -
Boiling Springs High School