Margaret Elmore
Simpsonville
Summary
Dynamic Senior Funding Analyst with expertise in financial credit analysis and audit coordination at Fifth Third Bank. Proven track record in enhancing funding strategies and training teams to improve compliance and efficiency. Adept at managing relationships and implementing risk assessment practices, fostering collaboration and trust within cross-functional teams.
Overview
12
12
years of professional experience
Work History
Senior Funding Analyst
Fifth Third Bank
06.2022 - Current
- Collaborated with 9 cross-functional teams to gather data and improve funding strategies.
- Processed consumer loan applications, ensuring compliance with regulatory standards and internal policies.
- Reviewed financial documentation to verify borrower eligibility and assess creditworthiness accurately.
- Trained junior staff on best practices in loan processing and compliance procedures for improved efficiency.
Funding Coordinator
Global Lending Services LLC
11.2020 - 06.2022
- Coordinated funding requests and ensured timely processing of applications
- Managed relationships with lenders to streamline loan approval processes
- Implemented best practices for risk assessment in loan documentation
- Oversaw project timelines to ensure alignment with organizational goals and objectives for a team of 8 credit buyers.
- Affirmed loan document accuracy to protect lenders from potential fraud.
Teller Operations Manager
Carolina Foothills Federal Credit Union
02.2017 - 11.2020
- Supervised daily teller operations, ensuring compliance with policies and procedures.
- Trained and mentored staff on customer service excellence and operational efficiency.
- Streamlined workflow processes, reducing transaction times and improving member satisfaction.
- Implemented risk management strategies, enhancing security measures for cash handling.
Lead Teller
Wells Fargo
02.2014 - 02.2017
- Supervised daily operations of teller line, ensuring compliance with banking regulations.
- Trained and mentored new tellers in customer service and transaction processing.
- Implemented workflow improvements to enhance efficiency in cash handling procedures.
- Resolved complex customer inquiries, fostering strong relationships and trust.
- Collaborated with management to develop strategies for increasing branch performance.
Education
Bachelor of Science - Criminal Science
Spartanburg Community College
Spartanburg Sc05-2018
Master of Arts - English Literacy
University of South Carolina
Columbia, South Carolina, SC05-2010
Skills
- Financial credit analysis
- Audit coordination
- Due diligence
- Portfolio management
Timeline
Senior Funding Analyst
Fifth Third Bank
06.2022 - Current
Funding Coordinator
Global Lending Services LLC
11.2020 - 06.2022
Teller Operations Manager
Carolina Foothills Federal Credit Union
02.2017 - 11.2020
Lead Teller
Wells Fargo
02.2014 - 02.2017
Bachelor of Science - Criminal Science
Spartanburg Community College
Master of Arts - English Literacy
University of South Carolina